0bama is trying to use the bully pulpit to promote his takeover of our health care system. Being a member of the PowerPoint generation, he has his eight-point presentation. Let us take each point seriatim:
1. No Discrimination for Pre-Existing Conditions: Insurance companies will be prohibited from refusing you coverage because of your medical history.
First, we must acknowledge the locus of the problem. When one moves from one employer’s group plan to another’s, one is not denied coverage for pre-existing conditions. It is mainly a problem with people trying to get individual insurance. The solution is not to force insurance companies to accept customers with pre-existing conditions. That is akin to buying an auto insurance policy after one has been in an accident, and the insurance company is prohibited from refusing coverage and is required to pay for the repairs. Just as with an auto accident, the policy in force when the diagnosis is made should be held responsible for treatment.