Why is there a need to raise the debt ceiling? When taxes are levied, they are immediate–not 10 years down the road. If you take the money needed to pay debts (the interest on them) then what is left is what is needed to take care of programs and payrolls. If you need to raise the debt ceiling, you are raising the interest monies that need to be paid and that additional debt. Shouldn’t it be cuts that come from payroll and programs that keep us at least under the current ceiling so no additional raises are needed? Is this really that hard to figure out and force on the government? What do you think?